Many of them happens to have an amount of money reserved for some time to invest in some time, but have no knowledge of what is the most cost-effective method and also the level of risk. If you identify with this situation do not worry, here we will be sharing various ideas for your landscape is broader and at the same time we'll show you which ones need a high, medium, low, or even zero initial investment.
Ideas to invest your money and multiply it in a cost effective manner:
Below, we present you with some options of investment, business and entrepreneurship that have proven to be successful and with a return on investment is assured. We are sure that there are more alternatives, but I guarantee that these are the best ways to deposit your money and multiply it short, medium or long term by means of financial instruments, investment models, their own business and even through the internet.
1. Factoring:
The business model of factoring is an excellent option to invest for those who have surplus money and wish to purchase invoices that are analyzed previously. The gains are very attractive since they vary between about 25% and 35% per year. These purchases of bills may be in national currency or u.s. dollars.
2. Real estate market
The real estate market is one of the models of investment more attractive and desired by those who wish to invest your money, because with the time can go up or down, but to the long term tend to go up with inflation and is therefore an interesting alternative conservation of capital. Additionally if you in to rent the profitability is usually around between 5% and 10% per year. We have a large variety to choose from, between local, apartments, houses-of-field or beach, lots more. However, we also have opportunities of very high return of investment in areas of revaluation fast and high coming to a return of 30% to 50% per year in the best cases.
3. Crowdfunding
In actuality, there are companies and platforms where you can invest money in start or businesses of different areas in a collaborative way. This model for investing money is one of the most risky as it is simple statistics is the knowledge that a large percentage of the businesses that start up will not survive in the time, but the ones that do can mean a big payoff. Therefore it is recommended that a careful consideration of the platform and business that is looking for funding. However, in the investment of the real estate sector as it is of knowledge in general, are very safe and cost-effective, which continues to remain so specifically in the Crowdfunding Real Estate. In the same way we emphasize that it is essential to make a careful consideration of the company in which you are going to invest.
4. Investment in Franchises
The franchise is a system where the investor or franchisee acquires the rights to use the brand name in either a product or service. When you invest in a franchise you gain a business model already validated, so which you have greater chance of success than to invest in a business from scratch.
Invest your money in a franchise gives you security because behind the scenes there is a strong brand, a network of ongoing support, work practices functional, a business plan and marketing tested. The power to have all of these benefits reduces substantially the risk.
You mentioned the best Franchises profitable in Peru: Mr Jeff, Ciudapolis – the first real estate franchise peruvian, Cinnabon, Wuju, Conopizza, D-nail, Shops, Peru, bars Ronald, Phyto, Healthy, among others.
5. Life insurance with savings
Life insurance is an investment with very low risk, we could even say that there is no risk, because in some cases, insurers have added the component of the savings, by offering the ability to recover up to 100% of the sum of your premiums. When you invest in a life insurance policy guarantees the life style of the family in front of the possibility of the loss of the father or mother so early. According to statistics, 90% of the insured chooses the component of the savings.
6. Investment in raw materials:
On the other hand, the raw materials are a method of secure investment because that is one of the few assets that remain in a bullish trend or not it takes a long time to recover from falls.
- Gold and silver: To invest gold or silver you can do it the following way: you can directly buy a jewel, by means of derivatives of precious metals, through funds or investing in companies that work in the mining industry.
- Diamonds: Many people are interested in this type of investment. It is ideal for those looking for something stable and that allows them to save at the same time. Do not forget that, at the time of sell your jewels, you are exempt from the payment of VAT if your gem has a purity distinctive.
- Oil: In reality, it is not possible to invest directly in oil, but in the company that sells. Knowing that the price of crude oil is rising, you can take advantage of this opportunity to multiply your money.